This book is divided into two parts. Part I covers Indian financial system, elements of financial planning and ways and means of meeting clients needs through financial planning. Part II presents a commentary on investment concepts, asset classes, investment products and relevant provisions of income-tax. It also covers the elements of creating a financial plan, scenario of bond and money market as prevailing in the country.

The book forms part of the course material provided by Indian Institute of Banking & Finance to the candidates appearing for the paper on “ Introduction to Financial Planning”. Under their post graduate Diploma in Financial Advising (PGDFA) examination. Eminent experts under the guidance of Dr. S.A. Dave, former Chairman of UTI, have designed the course. All ardent learners of banking and finance as also the professionals engaged in financial advising field may find this book useful.